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What is home insurance?

Imagine your insurance as a picture you take of your house at the beginning, when you sign the policy. If an incident happens, the insurance reimburses you to repair, replace or rebuild what has been damaged and reassemble them all as they used to be… in the picture. When you are insured, you receive money for the destroyed roof, the burned wall in the kitchen and yes, even for the water that reaches your house through the ceiling from the neighbours. And these are just a few examples.

Are you interested in home insurance?

Fill in the form, and an NN consultant will call you as soon as possible to help you choose the right insurance.

Asigurare casa simplu
Plain and simple

Without papers and signatures with the pen,

you can have insurance on site

once you interact with an NN consultant.

Then we send you all the documents by email.

Asigurare economisire Next
Covers 24 unforeseen events

Broken, damaged or stolen, bad luck is expensive. With home insurance you are protected from the most common unpleasant events.

Asigurare de viata bani inapoi
Quick payment of damage

You get the money fast to fix it quickly.

And when the damages are major,

we are in a hurry to offer you up to 50%

of the amount of the damage in advance.

Benefits of home insurance
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Brick, wood or stone, your house is insured

We protect your home built on a concrete, wood, metal, stone and brick structure, practically almost all of them.

casa-calculator
How much does insurance cost me?

The cost depends, for example, on the locality where the house is located, the year of its construction, the insured amount and the options you choose. If you want to get an idea, access the calculator here and then set up a meeting with the NN consultant to help you with a personalised offer.

casa-cazare
A house in exchange, as much as yours is under repair.

If the damage is great and you can no longer live at home, we pay up to 5 days of hotel accommodation and up to 3 months of rent.

Extra protection with additional options

You know the saying, trouble always comes with company. And if you want to stay calm, choose the additional options.

casa-card-group-1
Opţiunea suplimentara pentru bunurile din locuință
Te despăgubește ca să schimbi sau repari obiectele stricate, de exemplu - covorul decolorat de inundație, mobila care a avut de suferit în incendiu sau televizorul care a sfârșit pe podea după un cutremur.
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Opţiunea suplimentară de răspundere civilă
Dacă ai uitat robinetul deschis și apa l-a inundat și pe vecinul de dedesubt, extra-opțiunea te ajută să acoperi și pagubele lui și să rămâneți prieteni.
casa-card-group-3
Opţiunea avarii accidentale ale instalaţiilor şi fenomene electrice
In caz de avarii accidentale ale instalaţiilor de gaze, centralei termice, climatizare şi asigurarea aparatelor electrice, electronice şi electrocasnice pentru fenomene electrice.
Utilă pentru cazul în care rămâi fără frigider, masina de spălat sau televizor în urma unui scurt circuit sau dacă centrala termică te lasă în plină iarnă.
Characteristics of home insurance

There are a few more things you should know about home insurance. You have all the information in the table below.

Object of insurance

The basic housing insurance covers the living space - house, apartment, villa, holiday home, as well as the additional buildings - storage, garage, shed, stable, swimming pool, sauna or storage room.

Duration of the contract

It is concluded for a year, and then you can renew it year by year simply and quickly.

Assured amount

When you establish it, you will take into account the value of your home on the market, i.e.:

the acquisition cost, the cost of reconstruction or the market value established in an assessment report. If you live in a house, please do not include the value of the land in the insured amount.

Insurance premium

It is the amount you pay for the protection of your home. It is calculated according to the chosen insured amount and the value of the additional insurances you choose.

What to do in case of an event

Within a maximum of 24 hours from the event, call us at 021 9464, tell us what has happened, and we will take over the case immediately and keep you up to date with the assessment and the compensation process. It is easy and as fast as possible.

Risks covered

Damage to the home due to natural causes or unexpected situations that cannot be prevented. Such as:

  • Hail, storm, storm, avalanche or snow
  • Earthquake, floods, landslides
  • Fire, lightning, explosion, floods caused by installations
  • Theft, vandalism, breakable property
  • Falling bodies from outside, floods caused by neighbours
  • Accommodation costs and rent in a temporary housing
  • Cleaning costs
  • Reconstruction project costs
  • Costs for expertise and damage assessments
Have we convinced you?

If you want to protect your home with home insurance, fill in the form and we will do the rest together. An NN consultant will call you shortly to help you make the right choice.

Are you interested in home insurance?

Fill in the form, and an NN consultant will call you as soon as possible to help you choose the right alternative for the well-being of your home.

Do you still have doubts?

See the questions and answers section and see if I haven't already answered them.

Required documents

We have prepared all the necessary documents for your home insurance.

Extra-options for home insurance

Create a complete insurance with additional coverage for goods, installations and, even so, friendship with neighbours.

Extra insurance

casa-card-group-3
Opţiunea avarii accidentale ale instalaţiilor şi fenomene electrice
In caz de avarii accidentale ale instalaţiilor de gaze, centralei termice, climatizare şi asigurarea aparatelor electrice, electronice şi electrocasnice pentru fenomene electrice.
Utilă pentru cazul în care rămâi fără frigider, masina de spălat sau televizor în urma unui scurt circuit sau dacă centrala termică te lasă în plină iarnă.
casa-card-group-2
Opţiunea suplimentară de răspundere civilă
Dacă ai uitat robinetul deschis și apa l-a inundat și pe vecinul de dedesubt, extra-opțiunea te ajută să acoperi și pagubele lui și să rămâneți prieteni.
casa-card-group-1
Opţiunea suplimentara pentru bunurile din locuință
Te despăgubește ca să schimbi sau repari obiectele stricate, de exemplu - covorul decolorat de inundație, mobila care a avut de suferit în incendiu sau televizorul care a sfârșit pe podea după un cutremur.
Have we convinced you?

If you want to protect your home with NN home insurance, fill in the form and we will do the rest together. An NN consultant will call you shortly to help you make the right choice.

Do you still have questions? No problem!

You are where you need to be, because here we have selected and answered the most frequently asked questions.

Home insurance can start with NN. It is important to know that optional home insurance comes with mandatory PAD insurance. If you do not have insurance at all, we also help you with offering the compulsory PAD insurance in order to benefit from an extended protection. Compulsory PAD insurance has an insured amount of EUR 20,000 and a fixed premium of EUR 20 per year.

The 2 insurances complement each other. Here's what NN home insurance offers in addition to you:

  • Extensive protection, from 3 to 24 of the most common risks that can endanger the home.
  • You are also compensated for the damaged goods, if you choose to insure them.
  • The higher insured amount allows you to rebuild the home in case of total damage.

The easiest way is to establish the insured amount with your NN consultant. He will help you calculate how much money you need, depending on the value of your home on the market and the risks you are most exposed to in the area where you live.

You start from the insured amount and from the additional insurances you opt for. But even simpler, calculate here a premium insurance estimate for your home.

It's as simple as 1,2,3:

  • Step 1: Fill in the contact form.
  • Step 2: You will be called by your financial advisor NN for a discussion. Prepare some information about your home: year of construction, area, if you have a mandatory PAD policy in place.
  • Step 3: The consultant prepares the documents and guides you online through the entire insurance process.

Paying the NN insurance policy is as simple as paying a phone or electricity bill. You can do it relaxed by bank transfer, online payment via PayU or you can schedule your automatic payment through the Pay on Time option.

We start the compensation process as soon as we find out about the accident. You just have to tell us what happened on 021 9464 within two days. From there we take over the case and keep you up to date with the evolution of the file.

  • Under construction or those who do not have a building permit.
  • Those that have not been technically examined or present a high seismic risk.
  • Frequently affected by floods, overflows, mudslides and landslides, avalanches.
  • Those that have exterior walls of materials not subject to heat or chemical treatment.
  • Those with a wooden resistance structure or that had the year of construction before 1942
  • Those that have registered damage in the last 3 years
  • Those with an insured amount greater than 300,000

 

In the case of these homes, after analysing the data communicated by you, NN will decide if and under what conditions they can be insured. But do not be discouraged! The NN consultant will offer you personalised recommendations tailored to your needs.

  • Those with a content higher than 25% of the insured amount from the building.

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Have we convinced you?

If you want to protect your home with home insurance, fill in the form and we will do the rest together. An NN consultant will call you shortly to help you make the right choice.

Are you interested in home insurance?

Fill in the form, and an NN consultant will call you as soon as possible to help you choose the right alternative for your home.

Required documents

Here you will find all the necessary documents for home insurance.

More details in the dedicated documents

Contractual conditions or essential information, here you will find useful documents for home insurance.

Are you convinced?

If the answer is yes and you know that you want your family to benefit from financial support even when you can no longer provide it, fill in the form and the NN consultant will call you quickly.

Are you interested in home insurance?

Fill in the form, and an NN consultant will call you as soon as possible to help you choose the right alternative for your home.

Do you still have questions about the product?

For this I have prepared the questions and answers section.

Home insurance calculator

Do you want to know how much NN insurance costs for your home? Calculate yourself, using the computer below.

Select the extra assurance for the household goods
Select the extra assurance for civil responsibility
Select the extra assurance for electrical installations and phenomena

*Calculated rate is an estimate based on a set of standard conditions and your input data.

The estimation your consultant will give you may vary based on more factors, like health, ocupation, sport, hobby.

You can also buy health insurance for another family member.

 

*Prima rezultată este o estimare realizată pe baza unui set de condiții standard și a datelor introduse în calculator.

Estimarea pe care o va face consultantul poate varia în funcție de mai mulți factori, cum ar fi starea de sănătate, ocupație, sport, hobby.

Poți cumpăra asigurarea de sănătate și pentru un alt membru al familiei.

Are you interested in home insurance?

Fill in the form, and an NN consultant will call you as soon as possible to help you choose the right alternative for your home.

Do you still have questions about the product?

For this I have prepared the questions and answers section.

Descarcă aplicația NN Direct

Cu NN Direct ai acces rapid la multe funcționalități din asigurarea ta, așa că aici poți descărca aplicația pentru smartphone-ul tău.