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Why should I have a GenT Retirement Plan?

While saving extra money for retirement, you live peacefully as you have a life insurance.

 

Do you want the GenT Pension Plan?

Fill in the form, and an NN consultant will call you quickly, to choose the most suitable solution!

Asigurare de viata bani inapoi
Financial independence

You decide how much money you put aside,

how often your pension money should be invested

and how much of them.

Asigurare viata familie
The peace of mind of an insurance

That is, a sum of money that your family will receive

in the event of death. And in case of disability,

we take over the payment of insurance premiums.

Asigurare investiii bonus
Loyalty bonus

You will receive back 50% of the insurance policy

administration fee if you stay with us until the end

and the contract comes to an end.

 

Benefits of the GenT Pension Plan
femeie tinta
The control is yours

It's good to know that if you invest early, you can access money any time after 55 years. This is because the date on which the contract ends does not necessarily have to coincide with the time when you retire according to the public pension system.

window arrows
The future sounds better

Depending on the amount you pay periodically, the NN consultant will tell you approximately how much money you can rely on when you reach the maturity of the contract. It is not a fixed amount, because it depends on the performance of investment programs, but it is an extra amount.

 

nndirect self-service
You choose where you invest

With NN Direct you can move your money from one investment fund to another. Download the app from the App Store or Google Play and if you need support, ask your consultant everything you want to know.

 

Insurance and additional options

The core component of this plan covers the risk of death from any cause, anywhere in the world. But for even more protection, you can attach additional insurance and options.

 

nivel mediu
Spitalizare și intervenții chirurgicale
Îți oferă un sprijin financiar pentru costurile de spitalizare și intervenții chirurgicale, în caz de accident sau de îmbolnăvire.
asig-suplim-5-cancer
Diagnosticare cu cancer și tratament
Îți oferă o sumă de bani pentru investigații medicale și tratamentul oricărui tip de cancer, în orice stadiu, ca tu să te concentrezi pe ce contează: vindecare și întoarcerea cât mai rapidă la viața ta de dinainte de diagnostic.
asig-suplim-4-boli-grave
Diagnosticare cu o afecțiune gravă
Îți oferă o sumă de bani cu care poți plăti investigațiile, tratamentul, vacanțele de recuperare sau orice ai nevoie în cazul celor mai comune 24 de boli grave și pentru 4 proceduri chirurgicale asociate.

Characteristics of the GenT Pension Plan

Below you will find the main aspects you need to meet in order to benefit from the GenT Pension Plan, but also what it includes.

Age

Between 18 and 60 years old.

 

Duration of the contract

Minimum 10 years, maximum until the age of 75.

More precisely, the period between the moment of concluding the insurance contract and the retirement age (not earlier than the age of 55 of the insured).

The amount insured at death

You choose it, respecting a minimum value. It is a guaranteed benefit, regardless of the evolution of the value of the individual insurance account.

 

The value of the premiums

You choose it, depending on your income and needs.

 

Payment frequency

Monthly, quarterly, half-yearly or annually.

 

Protection component

If the death occurs within the premium payment period, the designated beneficiaries or legal heirs will receive the insured amount, plus the value of the investment account at that time. In case of disability, we take over the payment of premiums.

Investment component

Depending on how cautious or risk-oriented you are, we make recommendations to you, and you choose the investment programs in which you want your money to be placed.

Are you convinced?

Choose the GenT plan for the right pension insurance today so that your future looks even better when you retire.

Do you want the GenT Pension Plan?

Fill in the form, and an NN consultant will call you quickly, to choose the most suitable solution!

Do you still have questions about the product?

For this I have prepared the questions and answers section.

 

Do you want to see product documents?

Perfect. Here you have all the documents and forms dedicated to the GenT pension plan.

 

Extra protection

With additional insurance you benefit from extra protection and financial support in other unforeseen situations.

Extra insurance

asig-suplim-3-recuperare-medicala
Recuperare medicală din accident
Spitalizarea și intervențiile chirurgicale sunt doar primul pas în calea vindecării. Această asigurare suplimentară te sprijină financiar în procesul îndelungat și costisitor de recuperare, pentru ca tu să te întorci cât mai repede la stilul tău de viață.
asig-suplim-1-scutire-prime
Opțiune de scutire de plată a primelor
Îți oferim o alternativă și în cazul în care nu mai poți plăti primele de asigurare din cauza unei invalidități. Cu această opțiune, asigurarea ta rămâne în vigoare pentru că preluăm noi plata primelor de asigurare.
asig-suplim-2-invaliditate
Incapacitate de muncă determinată de invaliditate
Un sprijin financiar sigur în cazul în care un accident sau o îmbolnăvire te împiedică să mai lucrezi. Asigurarea îți înlocuiește venitul și acoperă cheltuielile de tratament, recuperare și adaptare la noul standard de viață.
asig-suplim-5-cancer
Diagnosticare cu cancer și tratament
Îți oferă o sumă de bani pentru investigații medicale și tratamentul oricărui tip de cancer, în orice stadiu, ca tu să te concentrezi pe ce contează: vindecare și întoarcerea cât mai rapidă la viața ta de dinainte de diagnostic.
asig-suplim-4-boli-grave
Diagnosticare cu o afecțiune gravă
Îți oferă o sumă de bani cu care poți plăti investigațiile, tratamentul, vacanțele de recuperare sau orice ai nevoie în cazul celor mai comune 24 de boli grave și pentru 4 proceduri chirurgicale asociate.
nivel mediu
Spitalizare și intervenții chirurgicale
Îți oferă un sprijin financiar pentru costurile de spitalizare și intervenții chirurgicale, în caz de accident sau de îmbolnăvire.

Do you still have questions? No problem!

You are where you need to be, because here we have selected and answered the most frequently asked questions.

 

From the premium of the investment, fund units will be bought in the investment programs you choose, with the help of your NN consultant, at the beginning of the contract. At the time of signing the insurance contract, you will have an estimate of the final amount depending on the degree of risk assumed and the returns of the chosen investment programs, and annually you will be informed about the updated value of your account.

Remember that, during the contract, you can choose to redistribute the amount allocated to the investment among the programs you have chosen, you can direct the money to new programs or you can transfer the entire amount accumulated to other investment programs.

You can also increase or decrease the value of the investment premium and the insured amount.

For this type of insurance contract it is not possible to temporarily interrupt the payment of premiums.

If the death occurs within the payment period of the premiums, the beneficiaries will receive the insured amount plus the value of the account at that moment. If disability occurs during this period, NN takes over the payment of premiums.

The minimum limit of the annual premium for investment is 1,700 lei (for contracts with a duration of less than 12 years) and 1,300 lei (for contracts with a duration of at least 12 years). You can decide how often you can pay the insurance premium: monthly, quarterly, half-yearly or annually.

On each Anniversary (your NN Consultant will notify you when this annual meeting takes place), you have the right to increase the amount of the Insurance Premium and, consequently, the amount of the Insured Amount, by an amount dependent on the inflation rate, established by the Insurer.

No further assessment of your health will be required for these increases.

Any investment contract involves a degree of risk. As a partner in your investment program, NN (through its consultants) will help you to profile your risk appetite and, based on this, will advise you in allocating the investment premium between several programs that match your risk profile.

Să plătești polița de asigurare NN e la fel de simplu ca achitarea unei facturi la telefon sau electricitate. O poți face relaxat, acum mai simplu și rapid, prin intermediul aplicației NN Direct. Tot ce trebuie să faci este să descarci aplicatia de aici sau să o actualizezi.

Are you convinced?

Choose the GenT plan for the right pension insurance today so that your future looks even better when you retire.

Do you want the GenT Pension Plan?

Fill in the form, and an NN consultant will call you quickly, to choose the most suitable solution!

Do you want to see product documents?

Perfect. Here you have all the documents and forms dedicated to the GenT Pension Plan.

 

More details in the dedicated documents

Contractual conditions or essential information, here you will find useful documents for the GenT Pension Plan.

 

Taxe si comisioane GenT pentru Pensie
File format: PDF | File size: 133.3KB
Are you convinced?

Choose the GenT plan for the right pension insurance today so that your future looks even better when you retire.

Do you want the GenT Pension Plan?

Fill in the form, and an NN consultant will call you quickly, to choose the most suitable solution!

 

Do you still have questions about the product?

For this I have prepared the questions and answers section.

 

Descarcă aplicația NN Direct

Cu NN Direct ai acces rapid la multe funcționalități din asigurarea ta, așa că aici poți descărca aplicația pentru smartphone-ul tău.